Our Products

Inspire Benefits is a group of dedicated individuals focused on enhancing employer and employee benefits, providing financial security and peace of mind to families when the unexpected occurs. Today, individuals, families, and business owners are at risk for catastrophic out-of-pocket expenses when a person is affected by severe illness or injuries. Medical coverage does not take care of personal expenses, like lost income and savings, travel, food, lodging, babysitting, co-payments, deductibles, and many medications, to name just a few. Medical insurance also does not pay to replace business owners who cannot work because of serious illnesses or injuries. Only supplemental insurance provides peace of mind that bills will be paid, and assets protected.

Six of every 10 businesses fail due to unexpected tragedies like cancer, heart attacks, accidents and intensive care stays.

The market’s highest benefits. Plans you can afford.

What makes our products industry- leading:

Simple: There is a tremendous need for supplemental insurance, and it’s very easy to understand and administer. That means simple underwriting and simple claims processes.

Affordable: Although we have the products with the highest benefits in the market, we have premiums that fit any budget.

Money Back: Inspire Benefits only markets win-win products. Our clients receive all their premiums back, and fewer claims are paid, when they stay healthy. Minimum time period based on age along with policy and state requirements.

Illness and accidents are the #1 cause of bankruptcy.

Supplemental insurance can provide your needs

Medical insurance does not replace lost income

Medical insurance also does not pay to replace business owners when they are not able to work because of serious illnesses or injuries. Only supplemental insurance provides peace of mind that bills will be paid.

Our supplemental insurance pays up to $98,000 per month

How you use it is up to you. You don’t have to wait for reimbursement. Use your payment to help run your business or travel to a facility that specializes in the care you need. You’ll be freer to make the critical decisions you need to make when you need to do it.

Meet our win-win money back guarantee

If you happen not to use your benefits, they come with a money-back guarantee. Receive all your premiums back, and fewer claims are paid when you stay healthy.* Rather than the win-lose you expect from many insurance companies, a supplemental insurance policy with Inspire Benefits is a win-win for peace of mind and a worry-free future.

* Minimum time period based on age along with policy and state requirements